Starting A Non-Medical Home Care Business – 4 Key Things to Know

non-medical home care business

Many senior-citizens want to stay in their home as long as possible.

With the cost to live in senior care and assisted-living communities sky rocketing, staying in their home as long as possible often makes the most financial sense.

Not to mention that many of them want to age in the comfort of their own home for as long as possible.

Non-medical home care services offer services similar to that of a personal assistant.

These services include meal preparation, daily errands, personal care assistance, assistance with daily living activities like functional mobility or bathing/showering, housekeeping, and transportation needs.

Caring for seniors in their own home is actually a very viable business model.

As the owner of a non-medical home care business, you can be your own boss, work the hours you want, and if you want to be really hands off, you can hire caregiver staff to do the work for you while you just manage the logistics.

If you’ve been thinking of starting a non-medical home care business to help seniors age in their own home, here are some things to help you get started.

Before you can legally do business, you will need to setup your business and choose a legal business structure.

First, you need to decide which structure you want for your business and the most common are: sole proprietorship, partnership, LLC, S-Corporation, and Corporation.

LLCs (limited liability company) are often the best choice because they provide liability protection for the owner while still benefiting from pass-through taxation.

Once you form you business you will need to apply for an EIN (employer identification number) with the IRS and then you can officially open a business bank account and apply for any relevant business licenses.


There are two types of in-home home care businesses for seniors: medical and non-medical home care.

Medical home health providers provide licensed nursing and rehab services that are ordered by a physician with strict guidelines.

Non-medical home care providers don’t require licensed medical caregivers, such as nurses.

For this reason, most states don’t have as many licensing and registration requirements for non-medical home care businesses as they do for medical home-care businesses.

This makes applying for licensing and registration much more simple.

Before getting started, you will want to check with your local State licensing requirements to see what the guidelines are for a non-medical home care business.


Because you are dealing with people and are going to be in their homes, you will want to make sure you have the proper insurance coverage should anything go wrong.

You will want to check with your insurance agent to discuss exactly what kind of insurance coverage you need.

Here are some things to mention to make sure you get the right coverage:

  • If you plan on driving your clients car or your own car to transport clients or pets.
  • If you plan on offering house-sitting services or pet-sitting services you will want to get “care, custody, and control” coverage.
  • Ask about general liability insurance in case there is an accidental injury, etc.

Startup Cost

Every type of business has some sort of start-up costs and you will be glad to know that the startup costs for a non-medical home care business aren’t too bad.

Here are some startup costs to consider when planning your business:

  • Cost to form your business and register for licenses.
  • Reliable vehicle to get you to and from client homes as well as for errands and providing safe transportation for your clients if needed.
  • Smart Phone to stay in touch with customers and for emergency purposes. Also a good way to keep track of appointments and emails on the go.
  • Marketing materials such as business cards, website, etc.
  • Insurance cost.


As you can see, starting as home-care business isn’t as complicated as you may have originally thought.

With the right business setup and a little preparation, you can take on your first client and start growing your business!


About the author

Katie Brownley

Health & IT Journalist covering Cybersecurity News, Data Breaches and Security Industry News. Email is open for DM and News Tips are Welcome

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